Free senior care guidance for Winston-Salem and the five counties around it. Families never pay us.
Call (336) 439-8142
Winston-Salem Senior Advisor(336) 439-8142

Paying for senior care in Winston-Salem: questions families ask

6 questions, each answered in its first sentence.

Quick answer

No local figure is published; CareScout's 2025 North Carolina median is $74,400 a year, about $6,200 a month, and quotes around Winston-Salem spread above and below it.

Home›Questions›Costs and payment

How much does assisted living cost in Winston-Salem?

No local figure is published; CareScout's 2025 North Carolina median is $74,400 a year, about $6,200 a month, and quotes around Winston-Salem spread above and below it.

North Carolina median, 2025Per yearPer month (approx.)Change from 2024U.S. median per year
Assisted living$74,400$6,200-2%$74,400
Nursing home, semi-private room$116,800$9,733+10%$114,975
Nursing home, private room$129,575$10,798+9%$129,575
Home care, non-medical (44 hrs/week)$68,640$5,7200%$80,080
Adult day health care (5 days/week)$21,970$1,831n/a$24,700

CareScout 2025 Cost of Care Survey, North Carolina results (released March 2, 2026). Monthly figures are the annual medians divided by 12. Home care is priced at 44 hours a week for 52 weeks (exactly $30 an hour). CareScout's North Carolina release publishes statewide medians only: there is no Winston-Salem or Forsyth County figure and no memory care figure.

Does Medicare pay for assisted living?

No. Medicare does not pay for room, board or personal care in an adult care home or family care home; it pays only for medical services, including home health and hospice delivered there.

Private funds, long-term care insurance, VA pension and Special Assistance are the usual sources.

What is Special Assistance and who gets it?

State/County Special Assistance is a monthly cash supplement for low-income residents of licensed adult care homes that accept it, paying up to $1,397 a month (Basic Rate) or $1,792 in a special care unit in 2026.

State/County Special Assistance in 2026Monthly amount
Basic Rate, adult care home or family care home$1,397
Enhanced Rate, special care unit$1,792
Personal needs allowance kept by the resident$70
Countable income must be under (Basic)$1,467
Countable income must be under (Enhanced)$1,862

Source: NCDHHS Dear County Director letter EFS-SA-04-2025 (2026 Special Assistance rates), effective January 1, 2026. Each income limit is the rate plus the $70 allowance.

Is there a Medicaid waiver for assisted living in North Carolina?

No. North Carolina has no Medicaid waiver that pays assisted living rent; Special Assistance helps low-income residents and brings Medicaid eligibility, and Medicaid personal care services can then pay for some hands-on help.

CAP/DA, the state's Medicaid waiver for help at home, does not pay for adult care homes.

How much does home care cost per hour around Winston-Salem?

CareScout's 2025 North Carolina median is $30 an hour for a non-medical home care worker, about $5,720 a month at 44 hours a week.

Paid hours of help each weekMonthly cost at $30/hourVersus the $6,200 assisted living median
12$1,560less
24$3,120less
36$4,680less
44$5,720less
60$7,800more
84$10,920more
168$21,840more

Who can help us plan how to pay for care?

The county department of social services explains Medicaid and Special Assistance, the Piedmont Triad Regional Council Area Agency on Aging ((336) 904-0300) offers free options counseling, county veterans services officers help with VA pension, and an elder law attorney helps when assets or a spouse are involved.

None of the public agencies charges for help with applications.

Where should your family begin?

Tell us about the care needed in five quick answers, and Shelly or a colleague will send back licensed options in Winston-Salem, Forsyth County and the nearby towns that match the needs and the budget. No charge, no obligation to tour.

See my care options
Find Facilities Near You